What this tool calculates
Enter gross salary, bonus, and other taxable income. The calculator applies income tax, social payment, military insurance stamp duty, applicable 2026 health insurance, and shows net pay.
Calculations are estimates only and do not constitute financial, tax, or legal advice. Verify current rules with official sources or a qualified professional before making decisions.
Armenia Salary Calculator
Estimate net salary from gross income after income tax and mandatory pension contributions in Armenian drams (AMD).
Results (per month)
Gross
AMD 500 000
Income tax
AMD 100 000
Pension contribution
AMD 25 000
Military insurance stamp duty
AMD 5 500
Health insurance (2026)
AMD 4 800
Net salary
AMD 364 700
How the calculation works
Income tax is 20% of gross pay. The social payment is 5% up to AMD 500,000; above that it is 10% minus AMD 25,000, subject to the statutory base cap. Stamp duty is salary-banded, and enrolled employees also pay the phased 2026 health-insurance amount.
Example
At AMD 500,000 gross with 2026 health insurance: income tax is AMD 100,000, social payment AMD 25,000, stamp duty AMD 5,500, and health insurance AMD 4,800. Net pay is AMD 364,700.
Important notes
- Tax rates and contributions can change — check the State Revenue Committee.
- Not all deductions, benefits, or contract types are included.
- Different rules apply to self-employed workers and non-residents.
- Results are informational and do not replace professional advice.
Frequently asked questions
Gross is pay before taxes and mandatory contributions. Net is take-home pay after deductions.
For many employees born after certain dates, participation in the funded pension system is mandatory. Confirm your status with official sources.
Yes. If you enter a monthly bonus, it is added to the taxable base together with base salary.