Salary Calculation in Armenia in 2026
Calculate net salary in Armenia using 2026 income tax, social payment, stamp duty and health-insurance rules.
Read guide →FinTools.am
Finance calculators for Armenia
Free online tools to calculate salary, mortgage, pension, deposit, and early loan repayment in Armenian drams (AMD). No sign-up — calculations run locally in your browser.
All calculators
Pick a tool for quick financial estimates with clear explanations and examples.
Armenia Salary Calculator
Estimate net salary after income tax and mandatory pension contributions.
CalculateArmenia Mortgage Calculator
Calculate monthly payment, total interest, and a basic repayment schedule.
CalculateArmenia Pension Calculator
Project savings in the mandatory funded pension system.
CalculateArmenia Deposit Calculator
Estimate bank deposit returns with or without interest capitalization.
CalculateEarly Mortgage Repayment Calculator
See potential savings when paying off a mortgage early.
CalculateWhy FinTools.am
We make financial math clear and accessible for people living in Armenia.
No sign-up
Use every calculator instantly without an account.
Your data stays local
Numbers are processed in the browser, not on our servers.
Transparent formulas
We use standard models with clearly stated assumptions.
Built for Armenia
Calculators focus on AMD and the local financial context.
Finance guides
Clear guides to Armenian salaries, taxes, mortgages and deposits.
Salary Taxes in Armenia
A clear guide to employment income tax and mandatory payroll deductions in Armenia.
Read guide →Gross vs Net Salary in Armenia
The difference between gross and net salary and how to calculate take-home pay in Armenia.
Read guide →Social Payment in Armenia in 2026
The 2026 funded-pension social-payment rates, formula and maximum calculation base.
Read guide →Early Mortgage Repayment: Term or Payment?
Choose between shortening the mortgage term and reducing the monthly payment after an early repayment.
Read guide →How to Calculate Deposit Income
Calculate simple and compound bank-deposit interest, including capitalization and monthly additions.
Read guide →Monthly Mortgage Payment in Armenia
How loan amount, interest rate and term determine an Armenian mortgage payment and total interest.
Read guide →Stamp Duty and Health Insurance in Armenia in 2026
2026 military insurance stamp-duty bands and phased universal health-insurance payroll contributions.
Read guide →Popular calculators
Armenia Salary Calculator
Estimate net salary after income tax and mandatory pension contributions.
Open calculator →Armenia Mortgage Calculator
Calculate monthly payment, total interest, and a basic repayment schedule.
Open calculator →Frequently asked questions
Yes. All calculators are free, require no sign-up, and do not collect payment data.
We use common formulas and approximate rates. Actual amounts may differ because of individual rules, exemptions, and legal changes. Always verify with official sources.
No. FinTools.am works in your browser on desktop and mobile. Calculations run locally and are not sent to our servers.
The site is available in Russian, English, and Armenian with separate URLs for each language.