Finance guide

Social Payment in Armenia in 2026

The employee social payment is directed to the individual funded-pension account. It is not always a simple 5% of salary.

Updated: 3 August 2026

Current formula

Up to AMD 500,000 per month the payment is 5%. Above AMD 500,000 it is 10% of salary minus AMD 25,000. A statutory maximum calculation base also applies.

State contribution

The state adds the amount prescribed by law, so the total credited to the pension account may exceed the deduction from the employee’s salary.

Example: AMD 700,000

Employee social payment: AMD 700,000 × 10% − AMD 25,000 = AMD 45,000.

Official source

Law on Funded Pensions (ARLIS)