Finance guide

Stamp Duty and Health Insurance in Armenia in 2026

Accurate take-home pay requires two deductions beyond tax and social payment: military insurance stamp duty and the new universal health-insurance contribution.

Updated: 3 August 2026

Stamp-duty bands

The monthly duty is AMD 1,500 up to AMD 100,000, AMD 3,000 up to 200,000, AMD 5,500 up to 500,000, AMD 8,500 up to 1,000,000 and AMD 15,000 above that.

Health insurance in 2026

The system is phased in. Enrolled employees pay AMD 4,800 at salaries up to AMD 500,000 and AMD 10,800 from AMD 500,001. Enrolment timing may depend on prior-month salary and status.

Important

Enable health insurance in the calculator only after enrolment. Ask the employer’s payroll team if your status is uncertain.

Official source

Law on Universal Health Insurance